Marketplace help for Franklin County
Affordable Health Insurance in Columbus, Ohio
Columbus is one of the youngest big cities in the Midwest, and a lot of residents are figuring out health insurance on their own for the first time. Estagacy Insurance Group is licensed in Ohio and helps Columbus residents compare Marketplace plans, at no cost.
We work with you by phone and video from our Orlando, Florida office. You may qualify for financial help based on your income, and checking takes about 30 seconds.
Before your appointment, jot down your expected income for the year, the date your current coverage ends, your prescriptions and any doctors near campus or home you want to keep. We use that information to estimate your yearly income, confirm your enrollment deadline, and compare networks across Franklin County so you can see which plans include the care you already use. Many people choosing coverage for the first time are surprised how much a short conversation clears up. You leave knowing what your deductible, copays and out-of-pocket limit mean in practice, and how to reach us when a question comes up after you enroll, whether that is a confusing bill, a new job with benefits, or a move across town.
How we help Columbus residents
Turning 26? Start here
Aging off a parent's plan usually opens a Special Enrollment Period. We help you understand your deadline, apply on HealthCare.gov and choose a plan before the old coverage ends.
Service and retail schedules
Restaurant, retail and delivery hours shift from week to week. We help you estimate your yearly income honestly and show you how to report changes.
Phone or video, your choice
Our agents are not in Columbus. We meet you by phone or video, share the screen, and complete the application together.
Plain-language comparisons
We explain premiums, deductibles and out-of-pocket limits without jargon, so you know what you are paying for.
Who we help
Young adults turning 26
Coming off a parent's plan is a qualifying event. You may qualify for financial help based on your income.
Logistics workers
Distribution and delivery staff without benefits can get their own Marketplace plan.
Retail and service workers
Part-time and hourly employees can compare plans that fit their budget.
Recent graduates and families
Graduates starting careers and parents covering kids can enroll on one application.
Key 2027 dates
Ohio residents use HealthCare.gov, the federal Marketplace, so Columbus follows these enrollment dates:
- Open Enrollment for 2027 coverage runs November 1 to December 15, 2026.
- Enroll by December 15, 2026 for coverage starting January 1, 2027.
- Outside Open Enrollment you need a Special Enrollment Period (moving, losing coverage, marriage, a baby).
- Medicaid and CHIP can be applied for any time.
If your 26th birthday is coming up, reach out before it arrives so your new plan can start without a gap.
Columbus health insurance FAQ
See all Ohio health insurance help. Learn more on our coverage benefits page or read the full health insurance FAQ.
Get free help in Columbus today
Check your eligibility above or book a phone or video call. A licensed agent will make your first Marketplace plan simple.