State marketplace help for Coloradans
Affordable Health Insurance in Colorado
Colorado runs its own health insurance marketplace, which means the process looks a little different than in many states. Estagacy Insurance Group is licensed in Colorado and helps residents navigate it with clear, free guidance.
Ski-town workers, outdoor guides, tech freelancers and ranching families may qualify for financial help based on your income. We help you understand what is available and choose a plan that fits.
Licensed in Colorado, serving you statewide
We serve Colorado statewide by phone and video from our office in Orlando, Florida. Whether you live on the Front Range or the Western Slope, you get the same licensed help.
Cities we serve in Colorado
Who we help in Colorado
Mountain and seasonal workers
Winter resort and summer guiding jobs rarely offer year-round benefits. We help you keep coverage through every season.
Freelancers and startups
Independent contractors and small tech teams may qualify for financial help based on your income without an employer plan.
Rural and ranching families
Wide open spaces mean fewer nearby providers. We check networks carefully before you choose.
Households with lower income
We also check whether you or your children may qualify for Medicaid or CHIP when income is limited.
How enrollment works in Colorado
Colorado does not use HealthCare.gov. Residents enroll through Connect for Health Colorado, the state marketplace. Colorado also offers state premium assistance that may add to federal financial help for some households.
Colorado has a Tax-Time Enrollment option, too: when you file your Colorado state taxes, you can indicate you want coverage and be connected to enrollment. We help you understand whether that path makes sense for you.
Key dates
- Colorado runs its own marketplace, Connect for Health Colorado, with its own Open Enrollment deadlines.
- Check your state's Open Enrollment dates or call (407) 974-5101 and we will confirm them.
- Outside Open Enrollment you generally need a qualifying life event, such as moving, losing coverage, marriage or a baby.
- Medicaid and CHIP can be applied for any time.
Getting the most from your plan in Colorado
Because Colorado runs its own marketplace, the screens, notices and deadlines you see will come from Connect for Health Colorado rather than HealthCare.gov. We help you create your account, understand each notice and make sure any state premium assistance you may qualify for is reflected before you choose.
Networks along the Front Range can differ from those in mountain communities and on the Eastern Plains. We confirm your doctors and hospitals, compare drug coverage for your prescriptions and explain how deductibles and copays work. If your income swings with the seasons, we help you report changes so your help stays accurate all year.
Colorado health insurance FAQ
See all states we serve, our coverage benefits page, or the full health insurance FAQ.
Talk with a licensed Colorado agent
From the Rockies to the plains, get clear answers today. Book a phone or video appointment with a licensed agent.