Connect for Health Colorado help in Denver
Affordable Health Insurance in Denver, Colorado
Denver residents do not shop on HealthCare.gov. Colorado runs its own marketplace, Connect for Health Colorado, with its own application and its own calendar. Estagacy Insurance Group is licensed in Colorado and helps Denver households compare plans there at no cost.
We serve Denver by phone and video from our office in Orlando, Florida. You may qualify for financial help based on your income, and Colorado also offers state premium assistance that can add to it for some residents. The eligibility check above is a good first step.
Before we talk, it helps to have a recent pay stub or income estimate, a list of prescriptions, and the names of doctors you want to keep. We line up deductibles, copays and yearly out-of-pocket limits side by side so the tradeoffs are clear. If your income is low, we also check whether you or your children may qualify for Medicaid or CHIP instead.
How we help Denver residents
Know the right marketplace
Because Colorado uses Connect for Health Colorado, guides written for other states can send you to the wrong place. We start in the correct marketplace and walk through each screen with you.
State premium assistance
Colorado offers state premium assistance for some residents on top of federal financial help. We check whether you may qualify and explain how it affects your monthly cost.
Tax-Time Enrollment
Colorado lets residents signal interest in coverage when filing their Colorado state taxes through Tax-Time Enrollment. If you checked that box, we can help you follow through and pick a plan.
Honest remote service
We are not in Denver. A licensed agent meets you by phone or video, compares doctor and hospital networks near your neighborhood, and stays available after you enroll.
Who we help
Restaurant workers
Cooks, servers and bartenders with tip-based or part-time income may qualify for financial help based on your income.
Construction crews
Tradespeople moving between job sites can keep one plan all year instead of relying on each employer.
Outdoor recreation workers
Guides, ski and resort staff, and seasonal outdoor workers whose hours change with the weather can find coverage that fits.
Gig and self-employed workers
Delivery drivers, rideshare drivers and freelancers can cover themselves and their families on an individual plan.
Key enrollment dates
Denver residents enroll through Connect for Health Colorado, which sets its own deadlines. Here is what to know:
- Colorado runs its own marketplace, Connect for Health Colorado, with its own Open Enrollment deadlines.
- Check your state's Open Enrollment dates or call (407) 974-5101 and we will confirm them.
- Outside Open Enrollment you generally need a qualifying life event, such as moving, losing coverage, marriage or a baby.
- Medicaid and CHIP can be applied for any time.
Seasonal work ending or a move into Denver can each open a new enrollment window. Tell us what changed and we will confirm your deadline.
Denver health insurance FAQ
See all Colorado health insurance help. Learn more on our coverage benefits page or read the full health insurance FAQ.
Get free help in Denver today
Start the eligibility check above, call us, or book a phone or video appointment. We will help you through Connect for Health Colorado step by step.