Phone and video help for Palm Beach County
Affordable Health Insurance in West Palm Beach, Florida
Finding a health plan in West Palm Beach should not mean sorting through confusing websites alone. A licensed Estagacy agent can walk you through your Marketplace options, explain what each plan really covers, and show you whether you may qualify for financial help based on your income.
We want to be upfront: our office is in Orlando, not on Clematis Street. We serve West Palm Beach and all of Palm Beach County by phone and video, with the same licensed guidance and free plan comparison our Central Florida clients receive in person.
How we help West Palm Beach residents
Honest, remote-first service
Every appointment happens over the phone or on a video call, so there is no drive up the Turnpike. We share our screen, compare plans with you line by line, and send you a summary afterward so you can review it with your family before deciding.
Networks checked near the coast
Before you choose, we look up the doctors, specialists, clinics and hospitals you already use around Palm Beach County and confirm whether each plan includes them. You see which options fit your care first, and the monthly cost second.
Income that rises and falls with the season
Winter can be packed and summer can be slow. We help you build a realistic yearly estimate from tips, overtime, charter bookings or contract work, and we explain how to report changes so your help stays accurate at tax time.
The same team after enrollment
Once you are enrolled, keep our number. Questions about a bill, a missing ID card, a prescription that was denied, or a mid-year life change all come back to the licensed team that helped you choose.
Who we help
Hospitality and marine workers
Hotel, restaurant and resort staff, plus boat captains, mechanics, deckhands and marina crews, often lack an employer plan. You can shop the Marketplace directly and may qualify for financial help based on your income.
Construction and healthcare workers
Tradespeople moving from job site to job site and nurses, aides or techs working per diem shifts can have coverage that comes and goes. We help you secure a plan that stays with you between assignments.
Small business owners
If you run a landscaping crew, a boutique, a cleaning service or a one-person consultancy, we help you cover yourself and your household and explain how net business income is used to estimate your help.
Retirees under 65 and seasonal workers
Early retirees waiting on Medicare and workers who arrive for the busy season can bridge the gap with a Marketplace plan. Moving to Florida usually opens a Special Enrollment Period, so reach out soon after you arrive.
Key 2027 dates
Seasonal schedules on the coast can bury deadlines. Keep these dates on the refrigerator:
- Open Enrollment for 2027 coverage runs November 1 to December 15, 2026.
- Enroll by December 15, 2026 for coverage starting January 1, 2027.
- Outside Open Enrollment you need a Special Enrollment Period (moving, losing coverage, marriage, a baby).
- Medicaid and CHIP can be applied for any time.
Just moved to Palm Beach County for the season or for good? A permanent move usually qualifies you for a Special Enrollment Period, so ask us right away.
West Palm Beach health insurance FAQ
See all Florida health insurance help. Learn more on our coverage benefits page or read the full health insurance FAQ. We also serve OrlandoKissimmeeSanford.
Get free help in West Palm Beach today
Palm Beach County residents can get clear answers without leaving home. Book a phone or video appointment, or call now to speak with a licensed agent.